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Mini-COBRA law, passed into law in 2009, drastically affects many businesses
in Pennsylvania. The law requires small businesses offering group medical
coverage to offer a limited form of COBRA coverage called Mini-COBRA. The
law also applies to larger entities that are not subject to the Federal
With little guidance or
awareness of this law, many businesses, municipal organizations, and
religious entities continue to be exposed to significant liability as
a result of this law. It is a law that haunts an organization until
a previously insured employee or dependent obtains new health insurance.
In most Federal COBRA Cases, employers must pay tens of thousands of
dollars in medical bills and attorneys fees when adequate records of
compliance are not kept. Pennsylvania is now one of forty one states to
have similar laws.
Shortly after the law
passed, we began developing COBRAnotice.net
to allow clients and prospective
clients an efficient resource to comply with this law. Access
is granted to clients at no charge, and prospective clients
pay a minimal fee to afford recovery of our investment.
This website is an
organizational tool that allows clients to retrieve items of importance
related to their insurance anywhere over the worldwide web.