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Independent Licensees of the
Blue Cross and Blue Shield
and Keystone Health Plan

The Blue Cross and Blue Shield Association is a national federation of 39 independent, community-based and locally operated Blue Cross and Blue Shield companies that collectively provide healthcare coverage for more than 100 million individuals - one-in-three Americans. Pennsylvania has five independent licensee's of the Blue Cross and Blue Shield Association. Keystone Health Plan and a number of for-profit subsidiary health insurers are owned and operated by Independent Licensee's of the Blue Cross and Blue Shield Association. What is available to you and your family depends on where you live in Pennsylvania and depends on whether or not you are self-employed. For additional information on some of the products available in your area, please use the links below.

Please call us at 866-680-0951 to discuss additional product options that are available to your family.

Central Pennsylvania and Lehigh Valley

The Central PA and Lehigh Valley service area includes: Adams, Berks, Centre (Eastern)*, Columbia, Cumberland, Dauphin, Franklin, Fulton, Lancaster, Lebanon, Lehigh, Juniata, Mifflin, Montour, Northampton, Northumberland, Perry, Schuylkill, Snyder, Union, and York Counties.

Northeastern Pennsylvania

The Northeastern Pennsylvania service area includes: Bradford, Carbon, Clinton, Lackawanna, Luzerne, Lycoming, Monroe, Pike, Potter, Sullivan, Susquehanna, Tioga, Wayne and Wyoming Counties.

Southeastern Pennsylvania

The Southeastern Pennsylvania service area includes: Bucks, Chester, Delaware, Montgomery, and Philadelphia Counties.

Western Pennsylvania

The Western PA service area includes:   Allegheny, Armstrong, Beaver, Bedford, Blair, Butler, Cambria, Cameron, Centre (Western)*, Clarion, Clearfield, Crawford, Elk, Erie, Fayette, Forest, Greene, Huntingdon, Indiana, Jefferson, Lawrence, Mercer, McKean, Potter, Somerset, Venango, Warren,  Washington, and Westmoreland Counties.

*Independent Licensee's of the BCBS Association have separated the servicing of Centre County. You are considered by Independent Licensee's a resident of the Western Pennsylvania service area if you reside in zip codes 16677, 16686, 16829, 16845, 16859, 16865, 16866, 16874, 16877. All other areas of Centre County are considered Central Pennsylvania.

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